Research / ZION / Fundamental state Inspectable configuration
State dimensions Filing 0000109380-23-000114 Bank
Sequential deposit growth 33th Own-history percentile · N=9
Evidence method Sequential · gp.financial.deposits
-3.41% · CORE · VALID
Net-income growth RAW Current state valid · history insufficient
Evidence method Yoy · gp.fundamentals.net_income
0.49% · CORE · NOT_ENOUGH_HISTORY
Interest-expense growth RAW Current state valid · history insufficient
Evidence method Yoy · gp.financial.interest_expense
2090.91% · CORE · NOT_ENOUGH_HISTORY
Interest-income growth RAW Current state valid · history insufficient
Evidence method Yoy · gp.financial.interest_income
65.77% · CORE · NOT_ENOUGH_HISTORY
Cash and equivalents 80th Own-history percentile · N=10
Evidence method Level · gp.fundamentals.cash
$607.0M · CORE · VALID
Sequential loan growth RAW Current state valid · history insufficient
Evidence method Sequential · gp.financial.loans
1.15% · CORE · NOT_ENOUGH_HISTORY
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 20 states Self-history eligible
Sep 30, 2021 0/6 normalized Level 3 Dec 31, 2021 0/6 normalized Level 3 Mar 31, 2022 0/6 normalized Level 3 Jun 30, 2022 0/6 normalized Level 3 Sep 30, 2022 1/6 normalized Level 3 Dec 31, 2022 2/6 normalized Level 3 Mar 31, 2023 2/6 normalized Level 3 Jun 30, 2023 2/6 normalized Level 3 Sep 30, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 5/5 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Increased
Previous -5.71%
Current -3.41%
Delta 2.30% Earnings Growth Increased
Previous -19.66%
Current 0.49%
Delta 20.16% Funding Cost Growth Increased
Previous 213.56%
Current 2090.91%
Delta 1877.35% Interest Income Growth Increased
Previous 19.32%
Current 65.77%
Delta 46.45% Liquidity Decreased
Previous $657.0M
Current $607.0M
Delta -$50.0M Loan Growth Decreased
Previous 3.19%
Current 1.15%
Delta -2.03% Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.