GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

ZION · Sep 30, 2022

ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0000109380-22-000184Bank
Sequential deposit growthRAWCurrent state valid · history insufficient
Evidence method

Sequential · gp.financial.deposits

-3.88% · CORE · NOT_ENOUGH_HISTORY

Net-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.fundamentals.net_income

-9.58% · CORE · NOT_ENOUGH_HISTORY

Interest-expense growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.financial.interest_expense

214.29% · CORE · NOT_ENOUGH_HISTORY

Interest-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.financial.interest_income

24.25% · CORE · NOT_ENOUGH_HISTORY

Cash and equivalents25thOwn-history percentile · N=8
Evidence method

Level · gp.fundamentals.cash

$549.0M · CORE · VALID

Sequential loan growthRAWCurrent state valid · history insufficient
Evidence method

Sequential · gp.financial.loans

2.92% · CORE · NOT_ENOUGH_HISTORY

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History20 statesSelf-history eligible
Sep 30, 20210/6 normalizedLevel 3Dec 31, 20210/6 normalizedLevel 3Mar 31, 20220/6 normalizedLevel 3Jun 30, 20220/6 normalizedLevel 3Sep 30, 20221/6 normalizedLevel 3Dec 31, 20222/6 normalizedLevel 3Mar 31, 20232/6 normalizedLevel 3Jun 30, 20232/6 normalizedLevel 3Sep 30, 20236/6 normalizedLevel 3Dec 31, 20236/6 normalizedLevel 3Mar 31, 20246/6 normalizedLevel 3Jun 30, 20245/5 normalizedLevel 3Sep 30, 20245/5 normalizedLevel 3Dec 31, 20245/5 normalizedLevel 3Mar 31, 20255/5 normalizedLevel 3Jun 30, 20255/5 normalizedLevel 3Sep 30, 20255/5 normalizedLevel 3Dec 31, 20255/5 normalizedLevel 3Mar 31, 20265/5 normalizedLevel 3Jun 30, 20265/5 normalizedLevel 4
Period transition

What moved in the state?

Deposit Growth Increased
Previous
-4.00%
Current
-3.88%
Delta
0.12%
Earnings Growth Increased
Previous
-42.66%
Current
-9.58%
Delta
33.07%
Funding Cost Growth Increased
Previous
0.00%
Current
214.29%
Delta
214.29%
Interest Income Growth Increased
Previous
6.67%
Current
24.25%
Delta
17.59%
Liquidity Decreased
Previous
$559.0M
Current
$549.0M
Delta
-$10.0M
Loan Growth Increased
Previous
2.16%
Current
2.92%
Delta
0.76%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Transitioned To · ZION Fundamental State →Transitioned To · ZION INTEREST_INCOME_GROWTH_INCREASED →Transitioned To · ZION LIQUIDITY_DECREASED →Transitioned To · ZION LOAN_GROWTH_INCREASED →Transitioned To · ZION Fundamental State →Transitioned To · ZION DEPOSIT_GROWTH_INCREASED →Transitioned To · ZION EARNINGS_GROWTH_INCREASED →Transitioned To · ZION FUNDING_COST_GROWTH_INCREASED →

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.