GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

SLM · Mar 31, 2021

SLM Corp. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001628280-21-007286Bank
Sequential deposit growth25thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

0.60% · CORE · VALID

Net-income growth94thOwn-history percentile · N=17
Evidence method

Yoy · gp.fundamentals.net_income

77.04% · CORE · VALID

Interest-expense growth0thOwn-history percentile · N=17
Evidence method

Yoy · gp.financial.interest_expense

-39.91% · CORE · VALID

Interest-income growth0thOwn-history percentile · N=17
Evidence method

Yoy · gp.financial.interest_income

-24.14% · CORE · VALID

Cash and equivalents95thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$6.2B · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History43 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
-1.92%
Current
0.60%
Delta
2.53%
Earnings Growth Increased
Previous
52.30%
Current
77.04%
Delta
24.75%
Funding Cost Growth Decreased
Previous
-23.46%
Current
-39.91%
Delta
-16.45%
Interest Income Growth Decreased
Previous
-13.27%
Current
-24.14%
Delta
-10.87%
Liquidity Increased
Previous
$4.5B
Current
$6.2B
Delta
$1.8B
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.