GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

SLM · Mar 31, 2023

SLM Corp. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001628280-23-013249Bank
Sequential deposit growth55thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

1.66% · CORE · VALID

Net-income growth20thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

-7.99% · CORE · VALID

Interest-expense growth100thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

158.35% · CORE · VALID

Interest-income growth100thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

37.11% · CORE · VALID

Cash and equivalents40thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$3.7B · CORE · VALID

Sequential loan growth67thOwn-history percentile · N=18
Evidence method

Sequential · gp.financial.loans

7.44% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History43 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
0.81%
Current
1.66%
Delta
0.85%
Earnings Growth Increased
Previous
-59.59%
Current
-7.99%
Delta
51.59%
Funding Cost Growth Increased
Previous
42.06%
Current
158.35%
Delta
116.28%
Interest Income Growth Increased
Previous
14.34%
Current
37.11%
Delta
22.77%
Liquidity Decreased
Previous
$4.6B
Current
$3.7B
Delta
-$899.7M
Loan Growth Increased
Previous
-3.51%
Current
7.44%
Delta
10.95%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.