GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

SLM · Mar 31, 2024

SLM Corp. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001628280-24-017666Bank
Sequential deposit growth20thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

-3.46% · CORE · VALID

Net-income growth100thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

144.63% · CORE · VALID

Interest-expense growth50thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

18.93% · CORE · VALID

Interest-income growth40thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

4.07% · CORE · VALID

Cash and equivalents20thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$3.6B · CORE · VALID

Sequential loan growth25thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

-0.52% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History43 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
0.48%
Current
-3.46%
Delta
-3.94%
Earnings Growth Increased
Previous
23.96%
Current
144.63%
Delta
120.67%
Funding Cost Growth Decreased
Previous
89.77%
Current
18.93%
Delta
-70.85%
Interest Income Growth Decreased
Previous
27.60%
Current
4.07%
Delta
-23.53%
Liquidity Decreased
Previous
$4.1B
Current
$3.6B
Delta
-$565.8M
Loan Growth Increased
Previous
-2.84%
Current
-0.52%
Delta
2.32%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.