GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

SLM · Jun 30, 2026

SLM Corp. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 4[email protected]
Inspectable configuration

State dimensions

Filing0001032033-26-000042Bank
Sequential deposit growth25thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

-3.07% · CORE · VALID

Net-income growth35thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

-17.89% · CORE · VALID

Interest-income growth10thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

-8.33% · CORE · VALID

Cash and equivalents75thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$4.6B · CORE · VALID

Sequential loan growth35thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

-1.79% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History43 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
-2.54%
Current
-3.07%
Delta
-0.54%
Earnings Growth Decreased
Previous
1.12%
Current
-17.89%
Delta
-19.01%
Interest Income Growth Decreased
Previous
-1.03%
Current
-8.33%
Delta
-7.30%
Liquidity Decreased
Previous
$5.2B
Current
$4.6B
Delta
-$569.3M
Loan Growth Increased
Previous
-2.19%
Current
-1.79%
Delta
0.40%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Mar 31, 2026
Similarity
89%
Compared
5 dimensions
Coverage
100%
Liquidity 15.0 · Loan Growth 5.0 · Deposit Growth 0.0 · Earnings Growth 10.0 · Interest Income Growth 15.0
Mar 31, 2019
Similarity
86%
Compared
5 dimensions
Coverage
100%
Liquidity 9.6 · Loan Growth 15.0 · Deposit Growth 25.0 · Earnings Growth 1.7 · Interest Income Growth 10.0
Sep 30, 2020
Similarity
85%
Compared
4 dimensions
Coverage
80%
Liquidity 9.2 · Deposit Growth 19.4 · Earnings Growth 18.3 · Interest Income Growth 10.0
Jun 30, 2021
Similarity
84%
Compared
3 dimensions
Coverage
60%
Liquidity 5.0 · Deposit Growth 25.0 · Interest Income Growth 12.2
Jun 30, 2018
Similarity
84%
Compared
3 dimensions
Coverage
60%
Liquidity 15.0 · Loan Growth 23.9 · Deposit Growth 2.8
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.