GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

SLM · Sep 30, 2022

SLM Corp. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001628280-22-027080Bank
Sequential deposit growth75thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

6.49% · CORE · VALID

Net-income growth15thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

3.20% · CORE · VALID

Interest-expense growth75thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

67.04% · CORE · VALID

Interest-income growth50thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

16.17% · CORE · VALID

Cash and equivalents80thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$4.8B · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History43 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
-5.73%
Current
6.49%
Delta
12.22%
Earnings Growth Decreased
Previous
143.99%
Current
3.20%
Delta
-140.79%
Funding Cost Growth Increased
Previous
4.50%
Current
67.04%
Delta
62.54%
Interest Income Growth Increased
Previous
6.52%
Current
16.17%
Delta
9.65%
Liquidity Increased
Previous
$3.6B
Current
$4.8B
Delta
$1.2B
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.