GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

SLM · Jun 30, 2023

SLM Corp. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001628280-23-025733Bank
Sequential deposit growth5thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

-6.61% · CORE · VALID

Net-income growth20thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

-22.51% · CORE · VALID

Interest-expense growth95thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

146.72% · CORE · VALID

Interest-income growth95thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

36.90% · CORE · VALID

Cash and equivalents45thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$3.9B · CORE · VALID

Sequential loan growth5thOwn-history percentile · N=19
Evidence method

Sequential · gp.financial.loans

-8.86% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History43 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
1.66%
Current
-6.61%
Delta
-8.27%
Earnings Growth Decreased
Previous
-7.99%
Current
-22.51%
Delta
-14.52%
Funding Cost Growth Decreased
Previous
158.35%
Current
146.72%
Delta
-11.63%
Interest Income Growth Decreased
Previous
37.11%
Current
36.90%
Delta
-0.20%
Liquidity Increased
Previous
$3.7B
Current
$3.9B
Delta
$159.4M
Loan Growth Decreased
Previous
7.44%
Current
-8.86%
Delta
-16.30%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.