GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

SLM · Sep 30, 2025

SLM Corp. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001032033-25-000033Bank
Sequential deposit growth25thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

-2.29% · CORE · VALID

Interest-income growth40thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

0.76% · CORE · VALID

Cash and equivalents10thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$3.5B · CORE · VALID

Sequential loan growth60thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

2.15% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History43 statesSelf-history eligible
Dec 31, 20216/6 normalizedLevel 3Mar 31, 20225/5 normalizedLevel 3Jun 30, 20225/5 normalizedLevel 3Sep 30, 20225/5 normalizedLevel 3Dec 31, 20226/6 normalizedLevel 3Mar 31, 20236/6 normalizedLevel 3Jun 30, 20236/6 normalizedLevel 3Sep 30, 20236/6 normalizedLevel 3Dec 31, 20236/6 normalizedLevel 3Mar 31, 20246/6 normalizedLevel 3Jun 30, 20245/5 normalizedLevel 3Jun 30, 20245/5 normalizedAmended as filedSep 30, 20245/5 normalizedLevel 3Dec 31, 20245/5 normalizedLevel 3Mar 31, 20255/5 normalizedLevel 3Jun 30, 20255/5 normalizedLevel 3Sep 30, 20254/4 normalizedLevel 3Dec 31, 20255/5 normalizedLevel 3Mar 31, 20265/5 normalizedLevel 3Jun 30, 20265/5 normalizedLevel 4
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
2.04%
Current
-2.29%
Delta
-4.33%
Interest Income Growth Decreased
Previous
2.38%
Current
0.76%
Delta
-1.62%
Liquidity Decreased
Previous
$4.1B
Current
$3.5B
Delta
-$553.1M
Loan Growth Increased
Previous
0.33%
Current
2.15%
Delta
1.82%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Transitioned To · SLM Fundamental State →Transitioned To · SLM Fundamental State →Transitioned To · SLM DEPOSIT_GROWTH_DECREASED →Transitioned To · SLM INTEREST_INCOME_GROWTH_DECREASED →Transitioned To · SLM LIQUIDITY_DECREASED →Transitioned To · SLM LOAN_GROWTH_INCREASED →

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.