GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

TMP · Sep 30, 2026

TOMPKINS FINANCIAL CORP. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 4[email protected]
Inspectable configuration

State dimensions

Filing0001005817-26-000142Bank
Sequential deposit growth100thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

5.41% · CORE · VALID

Net-income growth65thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

21.04% · CORE · VALID

Interest-income growth50thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

11.99% · CORE · VALID

Cash and equivalents95thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$242.2M · CORE · VALID

Sequential loan growth70thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

1.92% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History23 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
-0.36%
Current
5.41%
Delta
5.76%
Earnings Growth Decreased
Previous
36.48%
Current
21.04%
Delta
-15.44%
Interest Income Growth Decreased
Previous
13.13%
Current
11.99%
Delta
-1.14%
Liquidity Increased
Previous
$147.8M
Current
$242.2M
Delta
$94.4M
Loan Growth Increased
Previous
1.85%
Current
1.92%
Delta
0.07%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Sep 30, 2025
Similarity
86%
Compared
5 dimensions
Coverage
100%
Liquidity 25.0 · Loan Growth 0.0 · Deposit Growth 5.0 · Earnings Growth 15.0 · Interest Income Growth 10.0
Mar 31, 2025
Similarity
80%
Compared
5 dimensions
Coverage
100%
Liquidity 25.0 · Loan Growth 30.0 · Deposit Growth 15.0 · Earnings Growth 15.0 · Interest Income Growth 10.0
Sep 30, 2020
Similarity
75%
Compared
4 dimensions
Coverage
80%
Liquidity 2.1 · Deposit Growth 38.5 · Earnings Growth 5.0 · Interest Income Growth 30.0
Jun 30, 2026
Similarity
75%
Compared
5 dimensions
Coverage
100%
Liquidity 30.0 · Loan Growth 10.0 · Deposit Growth 45.0 · Earnings Growth 10.0 · Interest Income Growth 5.0
Sep 30, 2024
Similarity
73%
Compared
4 dimensions
Coverage
80%
Liquidity 40.0 · Loan Growth 15.0 · Deposit Growth 15.0 · Interest Income Growth 30.0
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.