GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

TMP · Sep 30, 2019

TOMPKINS FINANCIAL CORP. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001005817-19-000009Bank
Sequential deposit growth100thOwn-history percentile · N=9
Evidence method

Sequential · gp.financial.deposits

7.64% · CORE · VALID

Net-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.fundamentals.net_income

-3.33% · CORE · NOT_ENOUGH_HISTORY

Interest-expense growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.financial.interest_expense

16.62% · CORE · NOT_ENOUGH_HISTORY

Interest-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.financial.interest_income

2.80% · CORE · NOT_ENOUGH_HISTORY

Cash and equivalents90thOwn-history percentile · N=10
Evidence method

Level · gp.fundamentals.cash

$127.4M · CORE · VALID

Sequential loan growth11thOwn-history percentile · N=9
Evidence method

Sequential · gp.financial.loans

0.03% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History23 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
-0.02%
Current
7.64%
Delta
7.66%
Earnings Growth Increased
Previous
-12.09%
Current
-3.33%
Delta
8.76%
Funding Cost Growth Decreased
Previous
46.09%
Current
16.62%
Delta
-29.48%
Interest Income Growth Decreased
Previous
6.36%
Current
2.80%
Delta
-3.56%
Liquidity Increased
Previous
$81.0M
Current
$127.4M
Delta
$46.4M
Loan Growth Decreased
Previous
1.38%
Current
0.03%
Delta
-1.35%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.