GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

TMP · Sep 30, 2021

TOMPKINS FINANCIAL CORP. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001005817-21-000014Bank
Sequential deposit growth65thOwn-history percentile · N=17
Evidence method

Sequential · gp.financial.deposits

3.71% · CORE · VALID

Net-income growth14thOwn-history percentile · N=14
Evidence method

Yoy · gp.fundamentals.net_income

-11.92% · CORE · VALID

Interest-expense growth43thOwn-history percentile · N=14
Evidence method

Yoy · gp.financial.interest_expense

-17.27% · CORE · VALID

Interest-income growth14thOwn-history percentile · N=14
Evidence method

Yoy · gp.financial.interest_income

-4.98% · CORE · VALID

Cash and equivalents78thOwn-history percentile · N=18
Evidence method

Level · gp.fundamentals.cash

$333.5M · CORE · VALID

Sequential loan growth0thOwn-history percentile · N=12
Evidence method

Sequential · gp.financial.loans

-1.50% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History23 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
-1.58%
Current
3.71%
Delta
5.29%
Earnings Growth Decreased
Previous
6.53%
Current
-11.92%
Delta
-18.45%
Funding Cost Growth Increased
Previous
-29.52%
Current
-17.27%
Delta
12.26%
Interest Income Growth Increased
Previous
-5.69%
Current
-4.98%
Delta
0.71%
Liquidity Increased
Previous
$291.0M
Current
$333.5M
Delta
$42.5M
Loan Growth Decreased
Previous
4.27%
Current
-1.50%
Delta
-5.78%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.