GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

TMP · Dec 31, 2021

TOMPKINS FINANCIAL CORP. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001005817-22-000003Bank
Sequential deposit growth0thOwn-history percentile · N=18
Evidence method

Sequential · gp.financial.deposits

-4.22% · CORE · VALID

Net-income growth60thOwn-history percentile · N=15
Evidence method

Yoy · gp.fundamentals.net_income

15.05% · CORE · VALID

Interest-expense growth27thOwn-history percentile · N=15
Evidence method

Yoy · gp.financial.interest_expense

-39.55% · CORE · VALID

Interest-income growth13thOwn-history percentile · N=15
Evidence method

Yoy · gp.financial.interest_income

-5.12% · CORE · VALID

Cash and equivalents0thOwn-history percentile · N=19
Evidence method

Level · gp.fundamentals.cash

$63.1M · CORE · VALID

Sequential loan growth15thOwn-history percentile · N=13
Evidence method

Sequential · gp.financial.loans

-0.35% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History23 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
3.71%
Current
-4.22%
Delta
-7.94%
Earnings Growth Increased
Previous
-11.92%
Current
15.05%
Delta
26.97%
Funding Cost Growth Decreased
Previous
-17.27%
Current
-39.55%
Delta
-22.28%
Interest Income Growth Decreased
Previous
-4.98%
Current
-5.12%
Delta
-0.14%
Liquidity Decreased
Previous
$333.5M
Current
$63.1M
Delta
-$270.4M
Loan Growth Increased
Previous
-1.50%
Current
-0.35%
Delta
1.15%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.