GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

TMP · Jun 30, 2019

TOMPKINS FINANCIAL CORP. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001005817-19-000007Bank
Sequential deposit growth50thOwn-history percentile · N=8
Evidence method

Sequential · gp.financial.deposits

-0.02% · CORE · VALID

Net-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.fundamentals.net_income

-12.09% · CORE · NOT_ENOUGH_HISTORY

Interest-expense growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.financial.interest_expense

46.09% · CORE · NOT_ENOUGH_HISTORY

Interest-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.financial.interest_income

6.36% · CORE · NOT_ENOUGH_HISTORY

Cash and equivalents56thOwn-history percentile · N=9
Evidence method

Level · gp.fundamentals.cash

$81.0M · CORE · VALID

Sequential loan growth50thOwn-history percentile · N=8
Evidence method

Sequential · gp.financial.loans

1.38% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History23 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
2.07%
Current
-0.02%
Delta
-2.09%
Earnings Growth Decreased
Previous
2.96%
Current
-12.09%
Delta
-15.05%
Funding Cost Growth Decreased
Previous
74.61%
Current
46.09%
Delta
-28.52%
Interest Income Growth Decreased
Previous
7.96%
Current
6.36%
Delta
-1.61%
Liquidity Increased
Previous
$70.6M
Current
$81.0M
Delta
$10.4M
Loan Growth Increased
Previous
-0.92%
Current
1.38%
Delta
2.30%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.