GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

TMP · Mar 31, 2019

TOMPKINS FINANCIAL CORP. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001005817-19-000005Bank
Sequential deposit growthRAWCurrent state valid · history insufficient
Evidence method

Sequential · gp.financial.deposits

2.07% · CORE · NOT_ENOUGH_HISTORY

Net-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.fundamentals.net_income

2.96% · CORE · NOT_ENOUGH_HISTORY

Interest-expense growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.financial.interest_expense

74.61% · CORE · NOT_ENOUGH_HISTORY

Interest-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.financial.interest_income

7.96% · CORE · NOT_ENOUGH_HISTORY

Cash and equivalents13thOwn-history percentile · N=8
Evidence method

Level · gp.fundamentals.cash

$70.6M · CORE · VALID

Sequential loan growthRAWCurrent state valid · history insufficient
Evidence method

Sequential · gp.financial.loans

-0.92% · CORE · NOT_ENOUGH_HISTORY

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History23 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
-2.71%
Current
2.07%
Delta
4.77%
Earnings Growth Decreased
Previous
56.80%
Current
2.96%
Delta
-53.84%
Funding Cost Growth Increased
Previous
56.29%
Current
74.61%
Delta
18.32%
Interest Income Growth Decreased
Previous
10.95%
Current
7.96%
Delta
-2.99%
Liquidity Decreased
Previous
$80.4M
Current
$70.6M
Delta
-$9.8M
Loan Growth Decreased
Previous
0.65%
Current
-0.92%
Delta
-1.57%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.