GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

OPHC · Dec 31, 2023

OptimumBank Holdings, Inc.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001493152-24-009360Bank
Sequential deposit growth0thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

3.43% · CORE · VALID

Net-income growth80thOwn-history percentile · N=15
Evidence method

Yoy · gp.fundamentals.net_income

56.18% · CORE · VALID

Interest-expense growth80thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

198.25% · CORE · VALID

Interest-income growth80thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

79.96% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History60 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
12.10%
Current
3.43%
Delta
-8.67%
Earnings Growth Decreased
Previous
88.56%
Current
56.18%
Delta
-32.38%
Funding Cost Growth Increased
Previous
151.30%
Current
198.25%
Delta
46.94%
Interest Income Growth Increased
Previous
62.03%
Current
79.96%
Delta
17.93%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.