Method
Sequential · gp.financial.deposits
Raw value 11.09% · CORE
· National Commercial Banks
RESEARCH SNAPSHOTOptimumBank Holdings, Inc.'s latest supported as-filed period reports interest income of $21.7M, 39.4% above the comparable as-filed period. Every value below links to its SEC accession and metric lineage.
No material rule-based research observation currently meets GrossPattern's Insight value threshold. Current state, direction, and filing evidence remain available below.
A multidimensional view of the latest comparable filing—not a composite score or recommendation.
Sequential · gp.financial.deposits
Raw value 11.09% · CORE
Yoy · gp.fundamentals.net_income
Raw value 84.76% · CORE
Yoy · gp.financial.interest_income
Raw value 39.36% · CORE
Business direction, financial quality, capital allocation, and governance evidence remain separate—never collapsed into a recommendation score.
Interpretation boundary Direction describes measurable company fundamentals. Governance reports observable evidence only; it does not grade management character or predict stock returns.
Latest available comparable states within 180 days, normalized with robust median/MAD statistics.
The most important deterministic changes, ranked by magnitude, issuer history, persistence, and accounting profile.
Deposits changed +38.1% from the comparable as-filed period. The change ranks at the 68th percentile of 112 prior comparable changes.
Interest income changed +39.4% from the comparable as-filed period. The change ranks at the 70th percentile of 112 prior comparable changes.
Each point keeps the date investors could first observe it and its accession.
OPHC · as filed with the SEC · reported-date aware
Direct SEC links, filing dates, report periods, and amendment flags.
0001493152-26-039232SEC ↗8-KAug 13, 2026Period Aug 13, 20260001493152-26-037611SEC ↗10-QAug 10, 2026Period Jun 30, 20260001493152-26-036825SEC ↗8-KJul 24, 2026Period Jul 24, 20260001493152-26-034476SEC ↗10-QMay 12, 2026Period Mar 31, 20260001493152-26-022399SEC ↗8-KMay 5, 2026Period May 1, 20260001493152-26-021238SEC ↗8-KMay 4, 2026Period Apr 28, 20260001493152-26-021029SEC ↗8-KTransaction semantics distinguish purchases, sales, awards, exercises, withholding, and derivatives.
| Filed / transacted | Reporting owner | Semantics | Shares | Price | Notional | Source |
|---|---|---|---|---|---|---|
| Feb 2, 2026Filed Feb 4, 2026 | Terry TimothyPEO | Open Market SaleDirect | 39,304 | $5 | $185,908 | Form 4 ↗ |
GrossPattern stores immutable raw artifacts, accession-scoped facts, parser and metric versions, dependency edges, quality state, and channel-specific publication rights. A restricted or unknown ancestor blocks the page and API automatically.
SEC source policy ↗Net income changed +84.8% from the comparable as-filed period. The change ranks at the 44th percentile of 142 prior comparable changes.
Method note “Materiality” here is an analytical magnitude band, not a legal conclusion. Full filing-text semantic changes remain unpublished while excerpt rights and review thresholds are unresolved.
Latest supported period in this snapshot: 2026-06-30. Duration facts use direct quarterly or annual SEC contexts; GrossPattern does not manufacture missing Q4 values.
0001493152-26-018855