GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

OPHC · Mar 31, 2024

OptimumBank Holdings, Inc.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001493152-24-018822Bank
Sequential deposit growth90thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

24.83% · CORE · VALID

Net-income growth88thOwn-history percentile · N=16
Evidence method

Yoy · gp.fundamentals.net_income

106.16% · CORE · VALID

Interest-expense growth70thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

132.56% · CORE · VALID

Interest-income growth75thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

79.15% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History60 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
3.43%
Current
24.83%
Delta
21.40%
Earnings Growth Increased
Previous
56.18%
Current
106.16%
Delta
49.98%
Funding Cost Growth Decreased
Previous
198.25%
Current
132.56%
Delta
-65.69%
Interest Income Growth Decreased
Previous
79.96%
Current
79.15%
Delta
-0.81%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.