Evidence method
Sequential · gp.financial.deposits
7.72% · CORE · VALID
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME
OPHC · Jun 30, 2022
OptimumBank Holdings, Inc.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.
STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration
State dimensions
Filing0001493152-22-021603Bank
Evidence method
Yoy · gp.fundamentals.net_income
112.84% · CORE · VALID
Evidence method
Yoy · gp.financial.interest_expense
16.24% · CORE · VALID
Evidence method
Yoy · gp.financial.interest_income
75.76% · CORE · VALID
Evidence method
Sequential · gp.financial.loans
27.50% · CORE · VALID
As-filed lineage
Fundamental state history
Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History60 statesSelf-history eligible
Sep 30, 20214/4 normalizedLevel 3Dec 31, 20214/4 normalizedLevel 3Mar 31, 20225/5 normalizedLevel 3Jun 30, 20225/5 normalizedLevel 3Sep 30, 20225/5 normalizedLevel 3Dec 31, 20225/5 normalizedLevel 3Mar 31, 20235/5 normalizedLevel 3Jun 30, 20235/5 normalizedLevel 3Sep 30, 20235/5 normalizedLevel 3Dec 31, 20234/4 normalizedLevel 3Mar 31, 20244/4 normalizedLevel 3Jun 30, 20243/3 normalizedLevel 3Sep 30, 20243/3 normalizedLevel 3Dec 31, 20243/3 normalizedLevel 3Mar 31, 20253/3 normalizedLevel 3Jun 30, 20253/3 normalizedLevel 3Sep 30, 20253/3 normalizedLevel 3Dec 31, 20253/3 normalizedLevel 3Mar 31, 20263/3 normalizedLevel 3Jun 30, 20263/3 normalizedLevel 4
Period transition
What moved in the state?
- Previous
- 8.50%
- Current
- 7.72%
- Delta
- -0.78%
- Previous
- 145.69%
- Current
- 112.84%
- Delta
- -32.85%
- Previous
- -15.41%
- Current
- 16.24%
- Delta
- 31.65%
- Previous
- 76.23%
- Current
- 75.76%
- Delta
- -0.47%
- Previous
- 10.40%
- Current
- 27.50%
- Delta
- 17.10%
Self-history only
Previous similar states
Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research
Transitioned To · OPHC Fundamental State →Transitioned To · OPHC Fundamental State →Transitioned To · OPHC DEPOSIT_GROWTH_DECREASED →Transitioned To · OPHC EARNINGS_GROWTH_DECREASED →Transitioned To · OPHC FUNDING_COST_GROWTH_INCREASED →Transitioned To · OPHC INTEREST_INCOME_GROWTH_DECREASED →Transitioned To · OPHC LOAN_GROWTH_INCREASED →
Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.