Evidence method
Sequential · gp.financial.deposits
23.52% · CORE · VALID
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME
OPHC · Sep 30, 2022
OptimumBank Holdings, Inc.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.
STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration
State dimensions
Filing0001493152-22-031310Bank
Evidence method
Yoy · gp.fundamentals.net_income
-26.61% · CORE · VALID
Evidence method
Yoy · gp.financial.interest_expense
471.63% · CORE · VALID
Evidence method
Yoy · gp.financial.interest_income
84.80% · CORE · VALID
Evidence method
Sequential · gp.financial.loans
23.94% · CORE · VALID
As-filed lineage
Fundamental state history
Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History60 statesSelf-history eligible
Sep 30, 20214/4 normalizedLevel 3Dec 31, 20214/4 normalizedLevel 3Mar 31, 20225/5 normalizedLevel 3Jun 30, 20225/5 normalizedLevel 3Sep 30, 20225/5 normalizedLevel 3Dec 31, 20225/5 normalizedLevel 3Mar 31, 20235/5 normalizedLevel 3Jun 30, 20235/5 normalizedLevel 3Sep 30, 20235/5 normalizedLevel 3Dec 31, 20234/4 normalizedLevel 3Mar 31, 20244/4 normalizedLevel 3Jun 30, 20243/3 normalizedLevel 3Sep 30, 20243/3 normalizedLevel 3Dec 31, 20243/3 normalizedLevel 3Mar 31, 20253/3 normalizedLevel 3Jun 30, 20253/3 normalizedLevel 3Sep 30, 20253/3 normalizedLevel 3Dec 31, 20253/3 normalizedLevel 3Mar 31, 20263/3 normalizedLevel 3Jun 30, 20263/3 normalizedLevel 4
Period transition
What moved in the state?
- Previous
- 7.72%
- Current
- 23.52%
- Delta
- 15.80%
- Previous
- 112.84%
- Current
- -26.61%
- Delta
- -139.45%
- Previous
- 16.24%
- Current
- 471.63%
- Delta
- 455.40%
- Previous
- 75.76%
- Current
- 84.80%
- Delta
- 9.03%
- Previous
- 27.50%
- Current
- 23.94%
- Delta
- -3.56%
Self-history only
Previous similar states
Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research
Transitioned To · OPHC Fundamental State →Transitioned To · OPHC Fundamental State →Transitioned To · OPHC DEPOSIT_GROWTH_INCREASED →Transitioned To · OPHC EARNINGS_GROWTH_DECREASED →Transitioned To · OPHC FUNDING_COST_GROWTH_INCREASED →Transitioned To · OPHC INTEREST_INCOME_GROWTH_INCREASED →Transitioned To · OPHC LOAN_GROWTH_DECREASED →
Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.