Evidence method
Sequential · gp.financial.deposits
12.10% · CORE · VALID
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME
OPHC · Sep 30, 2023
OptimumBank Holdings, Inc.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.
STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration
State dimensions
Filing0001493152-23-040138Bank
Evidence method
Yoy · gp.fundamentals.net_income
88.56% · CORE · VALID
Evidence method
Yoy · gp.financial.interest_expense
151.30% · CORE · VALID
Evidence method
Yoy · gp.financial.interest_income
62.03% · CORE · VALID
Evidence method
Sequential · gp.financial.loans
10.55% · CORE · VALID
As-filed lineage
Fundamental state history
Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History60 statesSelf-history eligible
Sep 30, 20214/4 normalizedLevel 3Dec 31, 20214/4 normalizedLevel 3Mar 31, 20225/5 normalizedLevel 3Jun 30, 20225/5 normalizedLevel 3Sep 30, 20225/5 normalizedLevel 3Dec 31, 20225/5 normalizedLevel 3Mar 31, 20235/5 normalizedLevel 3Jun 30, 20235/5 normalizedLevel 3Sep 30, 20235/5 normalizedLevel 3Dec 31, 20234/4 normalizedLevel 3Mar 31, 20244/4 normalizedLevel 3Jun 30, 20243/3 normalizedLevel 3Sep 30, 20243/3 normalizedLevel 3Dec 31, 20243/3 normalizedLevel 3Mar 31, 20253/3 normalizedLevel 3Jun 30, 20253/3 normalizedLevel 3Sep 30, 20253/3 normalizedLevel 3Dec 31, 20253/3 normalizedLevel 3Mar 31, 20263/3 normalizedLevel 3Jun 30, 20263/3 normalizedLevel 4
Period transition
What moved in the state?
- Previous
- 4.60%
- Current
- 12.10%
- Delta
- 7.50%
- Previous
- 38.84%
- Current
- 88.56%
- Delta
- 49.72%
- Previous
- 851.10%
- Current
- 151.30%
- Delta
- -699.80%
- Previous
- 103.20%
- Current
- 62.03%
- Delta
- -41.17%
- Previous
- 4.70%
- Current
- 10.55%
- Delta
- 5.86%
Self-history only
Previous similar states
Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research
Transitioned To · OPHC Fundamental State →Transitioned To · OPHC Fundamental State →Transitioned To · OPHC DEPOSIT_GROWTH_INCREASED →Transitioned To · OPHC EARNINGS_GROWTH_INCREASED →Transitioned To · OPHC FUNDING_COST_GROWTH_DECREASED →Transitioned To · OPHC INTEREST_INCOME_GROWTH_DECREASED →Transitioned To · OPHC LOAN_GROWTH_INCREASED →
Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.