Research / EFSC / Fundamental state Inspectable configuration
State dimensions Filing 0001025835-22-000050 Bank
Sequential deposit growth 0th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
-5.22% · CORE · VALID
Net-income growth 50th Own-history percentile · N=18
Evidence method Yoy · gp.fundamentals.net_income
17.56% · CORE · VALID
Interest-expense growth 50th Own-history percentile · N=18
Evidence method Yoy · gp.financial.interest_expense
14.00% · CORE · VALID
Interest-income growth 78th Own-history percentile · N=18
Evidence method Yoy · gp.financial.interest_income
32.80% · CORE · VALID
Cash and equivalents 80th Own-history percentile · N=20
Evidence method Level · gp.fundamentals.cash
$944.8M · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 35 states Self-history eligible
Sep 30, 2021 5/5 normalized Level 3 Dec 31, 2021 5/6 normalized Level 3 Mar 31, 2022 5/5 normalized Level 3 Jun 30, 2022 5/5 normalized Level 3 Sep 30, 2022 5/5 normalized Level 3 Dec 31, 2022 5/6 normalized Level 3 Mar 31, 2023 5/5 normalized Level 3 Jun 30, 2023 5/6 normalized Level 3 Sep 30, 2023 5/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 6/6 normalized Level 3 Sep 30, 2024 6/6 normalized Level 3 Dec 31, 2024 6/6 normalized Level 3 Mar 31, 2025 6/6 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Decreased
Previous 3.18%
Current -5.22%
Delta -8.40% Earnings Growth Decreased
Previous 59.37%
Current 17.56%
Delta -41.81% Funding Cost Growth Increased
Previous -7.21%
Current 14.00%
Delta 21.22% Interest Income Growth Increased
Previous 25.45%
Current 32.80%
Delta 7.35% Liquidity Decreased
Previous $2.0B
Current $944.8M
Delta -$1.0B Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.