Research / EFSC / Fundamental state Inspectable configuration
State dimensions Filing 0001025835-23-000084 Bank
Sequential deposit growth 40th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
2.50% · CORE · VALID
Net-income growth 35th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
-11.03% · CORE · VALID
Interest-expense growth 90th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
419.66% · CORE · VALID
Interest-income growth 90th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
48.06% · CORE · VALID
Cash and equivalents 55th Own-history percentile · N=20
Evidence method Level · gp.fundamentals.cash
$370.7M · CORE · VALID
Sequential loan growth RAW Current state valid · history insufficient
Evidence method Sequential · gp.financial.loans
5.33% · CORE · NOT_ENOUGH_HISTORY
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 35 states Self-history eligible
Sep 30, 2021 5/5 normalized Level 3 Dec 31, 2021 5/6 normalized Level 3 Mar 31, 2022 5/5 normalized Level 3 Jun 30, 2022 5/5 normalized Level 3 Sep 30, 2022 5/5 normalized Level 3 Dec 31, 2022 5/6 normalized Level 3 Mar 31, 2023 5/5 normalized Level 3 Jun 30, 2023 5/6 normalized Level 3 Sep 30, 2023 5/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 6/6 normalized Level 3 Sep 30, 2024 6/6 normalized Level 3 Dec 31, 2024 6/6 normalized Level 3 Mar 31, 2025 6/6 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Decreased
Previous 4.17%
Current 2.50%
Delta -1.67% Earnings Growth Decreased
Previous 8.81%
Current -11.03%
Delta -19.84% Funding Cost Growth Decreased
Previous 631.18%
Current 419.66%
Delta -211.52% Interest Income Growth Decreased
Previous 61.88%
Current 48.06%
Delta -13.83% Liquidity Increased
Previous $322.0M
Current $370.7M
Delta $48.7M Loan Growth Increased
Previous -99.08%
Current 5.33%
Delta 104.41% Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.