Research / EFSC / Fundamental state Inspectable configuration
State dimensions Filing 0001025835-24-000064 Bank
Sequential deposit growth 20th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
0.23% · CORE · VALID
Net-income growth 40th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
-7.49% · CORE · VALID
Interest-expense growth 60th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
50.65% · CORE · VALID
Interest-income growth 20th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
12.64% · CORE · VALID
Cash and equivalents 55th Own-history percentile · N=20
Evidence method Level · gp.fundamentals.cash
$392.8M · CORE · VALID
Sequential loan growth 100th Own-history percentile · N=10
Evidence method Sequential · gp.financial.loans
9569.55% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 35 states Self-history eligible
Sep 30, 2021 5/5 normalized Level 3 Dec 31, 2021 5/6 normalized Level 3 Mar 31, 2022 5/5 normalized Level 3 Jun 30, 2022 5/5 normalized Level 3 Sep 30, 2022 5/5 normalized Level 3 Dec 31, 2022 5/6 normalized Level 3 Mar 31, 2023 5/5 normalized Level 3 Jun 30, 2023 5/6 normalized Level 3 Sep 30, 2023 5/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 6/6 normalized Level 3 Sep 30, 2024 6/6 normalized Level 3 Dec 31, 2024 6/6 normalized Level 3 Mar 31, 2025 6/6 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Decreased
Previous 0.64%
Current 0.23%
Delta -0.40% Earnings Growth Increased
Previous -27.52%
Current -7.49%
Delta 20.02% Funding Cost Growth Decreased
Previous 137.24%
Current 50.65%
Delta -86.59% Interest Income Growth Decreased
Previous 22.89%
Current 12.64%
Delta -10.25% Liquidity Increased
Previous $369.4M
Current $392.8M
Delta $23.4M Loan Growth Increased
Previous 44.80%
Current 9569.55%
Delta 9524.75% Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.