Research / EFSC / Fundamental state Inspectable configuration
State dimensions Filing 0001025835-25-000039 Bank
Sequential deposit growth 80th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
5.46% · CORE · VALID
Net-income growth 40th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
-4.53% · CORE · VALID
Interest-expense growth 55th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
39.85% · CORE · VALID
Interest-income growth 25th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
11.26% · CORE · VALID
Cash and equivalents 70th Own-history percentile · N=20
Evidence method Level · gp.fundamentals.cash
$764.2M · CORE · VALID
Sequential loan growth 25th Own-history percentile · N=12
Evidence method Sequential · gp.financial.loans
1.30% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 35 states Self-history eligible
Sep 30, 2021 5/5 normalized Level 3 Dec 31, 2021 5/6 normalized Level 3 Mar 31, 2022 5/5 normalized Level 3 Jun 30, 2022 5/5 normalized Level 3 Sep 30, 2022 5/5 normalized Level 3 Dec 31, 2022 5/6 normalized Level 3 Mar 31, 2023 5/5 normalized Level 3 Jun 30, 2023 5/6 normalized Level 3 Sep 30, 2023 5/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 6/6 normalized Level 3 Sep 30, 2024 6/6 normalized Level 3 Dec 31, 2024 6/6 normalized Level 3 Mar 31, 2025 6/6 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Increased
Previous 1.49%
Current 5.46%
Delta 3.98% Earnings Growth Decreased
Previous 13.25%
Current -4.53%
Delta -17.79% Funding Cost Growth Increased
Previous 22.89%
Current 39.85%
Delta 16.96% Interest Income Growth Increased
Previous 7.66%
Current 11.26%
Delta 3.60% Liquidity Increased
Previous $426.4M
Current $764.2M
Delta $337.8M Loan Growth Increased
Previous 0.73%
Current 1.30%
Delta 0.57% Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.