Research / EFSC / Fundamental state Inspectable configuration
State dimensions Filing 0001025835-22-000011 Bank
Sequential deposit growth 63th Own-history percentile · N=19
Evidence method Sequential · gp.financial.deposits
4.77% · CORE · VALID
Net-income growth 75th Own-history percentile · N=16
Evidence method Yoy · gp.fundamentals.net_income
78.88% · CORE · VALID
Interest-expense growth 25th Own-history percentile · N=16
Evidence method Yoy · gp.financial.interest_expense
-33.76% · CORE · VALID
Interest-income growth 63th Own-history percentile · N=16
Evidence method Yoy · gp.financial.interest_income
25.74% · CORE · VALID
Cash and equivalents 100th Own-history percentile · N=20
Evidence method Level · gp.fundamentals.cash
$2.0B · CORE · VALID
Sequential loan growth RAW Current state valid · history insufficient
Evidence method Sequential · gp.financial.loans
25.17% · CORE · NOT_ENOUGH_HISTORY
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 35 states Self-history eligible
Sep 30, 2021 5/5 normalized Level 3 Dec 31, 2021 5/6 normalized Level 3 Mar 31, 2022 5/5 normalized Level 3 Jun 30, 2022 5/5 normalized Level 3 Sep 30, 2022 5/5 normalized Level 3 Dec 31, 2022 5/6 normalized Level 3 Mar 31, 2023 5/5 normalized Level 3 Jun 30, 2023 5/6 normalized Level 3 Sep 30, 2023 5/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 6/6 normalized Level 3 Sep 30, 2024 6/6 normalized Level 3 Dec 31, 2024 6/6 normalized Level 3 Mar 31, 2025 6/6 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Decreased
Previous 25.33%
Current 4.77%
Delta -20.56% Earnings Growth Increased
Previous -22.49%
Current 78.88%
Delta 101.37% Funding Cost Growth Decreased
Previous -19.88%
Current -33.76%
Delta -13.88% Interest Income Growth Decreased
Previous 45.83%
Current 25.74%
Delta -20.09% Liquidity Increased
Previous $1.4B
Current $2.0B
Delta $632.4M Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.