Research / EFSC / Fundamental state Inspectable configuration
State dimensions Filing 0001025835-24-000017 Bank
Sequential deposit growth 35th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
2.24% · CORE · VALID
Net-income growth 40th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
-4.42% · CORE · VALID
Interest-expense growth 85th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
391.34% · CORE · VALID
Interest-income growth 90th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
48.50% · CORE · VALID
Cash and equivalents 60th Own-history percentile · N=20
Evidence method Level · gp.fundamentals.cash
$433.0M · CORE · VALID
Sequential loan growth 13th Own-history percentile · N=8
Evidence method Sequential · gp.financial.loans
-16.53% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 35 states Self-history eligible
Sep 30, 2021 5/5 normalized Level 3 Dec 31, 2021 5/6 normalized Level 3 Mar 31, 2022 5/5 normalized Level 3 Jun 30, 2022 5/5 normalized Level 3 Sep 30, 2022 5/5 normalized Level 3 Dec 31, 2022 5/6 normalized Level 3 Mar 31, 2023 5/5 normalized Level 3 Jun 30, 2023 5/6 normalized Level 3 Sep 30, 2023 5/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 6/6 normalized Level 3 Sep 30, 2024 6/6 normalized Level 3 Dec 31, 2024 6/6 normalized Level 3 Mar 31, 2025 6/6 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Decreased
Previous 2.50%
Current 2.24%
Delta -0.26% Earnings Growth Increased
Previous -11.03%
Current -4.42%
Delta 6.60% Funding Cost Growth Decreased
Previous 419.66%
Current 391.34%
Delta -28.32% Interest Income Growth Increased
Previous 48.06%
Current 48.50%
Delta 0.45% Liquidity Increased
Previous $370.7M
Current $433.0M
Delta $62.3M Loan Growth Decreased
Previous 5.33%
Current -16.53%
Delta -21.86% Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.