GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

OFG · Sep 30, 2020

OFG BANCORP. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001030469-20-000035Bank
Sequential deposit growth60thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

1.06% · CORE · VALID

Net-income growth90thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

271.64% · CORE · VALID

Interest-expense growth75thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

19.00% · CORE · VALID

Interest-income growth85thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

22.72% · CORE · VALID

Cash and equivalents100thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$2.3B · CORE · VALID

Sequential loan growth5thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

-2.90% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History54 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
9.24%
Current
1.06%
Delta
-8.18%
Earnings Growth Increased
Previous
-9.14%
Current
271.64%
Delta
280.78%
Funding Cost Growth Decreased
Previous
26.29%
Current
19.00%
Delta
-7.29%
Interest Income Growth Decreased
Previous
29.11%
Current
22.72%
Delta
-6.39%
Liquidity Increased
Previous
$1.9B
Current
$2.3B
Delta
$383.0M
Loan Growth Decreased
Previous
2.82%
Current
-2.90%
Delta
-5.73%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.