Research / HBNC / Fundamental state Inspectable configuration
State dimensions Filing 0000706129-21-000046 Bank
Sequential deposit growth 60th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
4.21% · CORE · VALID
Net-income growth 100th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
75.22% · CORE · VALID
Interest-expense growth 0th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
-52.92% · CORE · VALID
Interest-income growth 0th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
-7.87% · CORE · VALID
Cash and equivalents 100th Own-history percentile · N=20
Evidence method Level · gp.fundamentals.cash
$529.3M · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 48 states Self-history eligible
Jun 30, 2021 5/5 normalized Level 3 Dec 31, 2021 5/5 normalized Level 3 Mar 31, 2022 5/5 normalized Level 3 Jun 30, 2022 5/5 normalized Level 3 Sep 30, 2022 5/5 normalized Level 3 Dec 31, 2022 5/5 normalized Level 3 Mar 31, 2023 5/5 normalized Level 3 Jun 30, 2023 5/5 normalized Level 3 Sep 30, 2023 5/5 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 5/5 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Decreased
Previous 4.49%
Current 4.21%
Delta -0.28% Earnings Growth Increased
Previous 2.95%
Current 75.22%
Delta 72.27% Funding Cost Growth Decreased
Previous -27.56%
Current -52.92%
Delta -25.36% Interest Income Growth Decreased
Previous -1.42%
Current -7.87%
Delta -6.45% Liquidity Increased
Previous $249.7M
Current $529.3M
Delta $279.6M Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.