Research / HBNC / Fundamental state Inspectable configuration
State dimensions Filing 0000706129-22-000076 Bank
Sequential deposit growth 20th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
-0.10% · CORE · VALID
Net-income growth 20th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
12.11% · CORE · VALID
Interest-expense growth 45th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
-4.68% · CORE · VALID
Interest-income growth 55th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
21.41% · CORE · VALID
Cash and equivalents 65th Own-history percentile · N=20
Evidence method Level · gp.fundamentals.cash
$108.8M · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 48 states Self-history eligible
Jun 30, 2021 5/5 normalized Level 3 Dec 31, 2021 5/5 normalized Level 3 Mar 31, 2022 5/5 normalized Level 3 Jun 30, 2022 5/5 normalized Level 3 Sep 30, 2022 5/5 normalized Level 3 Dec 31, 2022 5/5 normalized Level 3 Mar 31, 2023 5/5 normalized Level 3 Jun 30, 2023 5/5 normalized Level 3 Sep 30, 2023 5/5 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 5/5 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Decreased
Previous 0.84%
Current -0.10%
Delta -0.94% Earnings Growth Decreased
Previous 15.38%
Current 12.11%
Delta -3.27% Funding Cost Growth Increased
Previous -22.57%
Current -4.68%
Delta 17.89% Interest Income Growth Increased
Previous 9.44%
Current 21.41%
Delta 11.97% Liquidity Decreased
Previous $121.0M
Current $108.8M
Delta -$12.1M Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.