GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

HBNC · Jun 30, 2022

HORIZON BANCORP INC /IN/. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0000706129-22-000076Bank
Sequential deposit growth20thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

-0.10% · CORE · VALID

Net-income growth20thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

12.11% · CORE · VALID

Interest-expense growth45thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

-4.68% · CORE · VALID

Interest-income growth55thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

21.41% · CORE · VALID

Cash and equivalents65thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$108.8M · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History48 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
0.84%
Current
-0.10%
Delta
-0.94%
Earnings Growth Decreased
Previous
15.38%
Current
12.11%
Delta
-3.27%
Funding Cost Growth Increased
Previous
-22.57%
Current
-4.68%
Delta
17.89%
Interest Income Growth Increased
Previous
9.44%
Current
21.41%
Delta
11.97%
Liquidity Decreased
Previous
$121.0M
Current
$108.8M
Delta
-$12.1M
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.