Research / HBNC / Fundamental state Inspectable configuration
State dimensions Filing 0000706129-23-000113 Bank
Sequential deposit growth 25th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
-0.16% · CORE · VALID
Net-income growth 0th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
-31.97% · CORE · VALID
Interest-expense growth 90th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
294.76% · CORE · VALID
Interest-income growth 60th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
27.12% · CORE · VALID
Cash and equivalents 70th Own-history percentile · N=20
Evidence method Level · gp.fundamentals.cash
$175.1M · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 48 states Self-history eligible
Jun 30, 2021 5/5 normalized Level 3 Dec 31, 2021 5/5 normalized Level 3 Mar 31, 2022 5/5 normalized Level 3 Jun 30, 2022 5/5 normalized Level 3 Sep 30, 2022 5/5 normalized Level 3 Dec 31, 2022 5/5 normalized Level 3 Mar 31, 2023 5/5 normalized Level 3 Jun 30, 2023 5/5 normalized Level 3 Sep 30, 2023 5/5 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 5/5 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Decreased
Previous 0.13%
Current -0.16%
Delta -0.29% Earnings Growth Decreased
Previous -24.52%
Current -31.97%
Delta -7.45% Funding Cost Growth Decreased
Previous 572.83%
Current 294.76%
Delta -278.07% Interest Income Growth Decreased
Previous 33.52%
Current 27.12%
Delta -6.39% Liquidity Decreased
Previous $229.0M
Current $175.1M
Delta -$53.8M Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.