Research / HBNC / Fundamental state Inspectable configuration
State dimensions Filing 0000706129-24-000015 Bank
Sequential deposit growth 15th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
-0.62% · CORE · VALID
Net-income growth 0th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
-70.04% · CORE · VALID
Interest-expense growth 85th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
273.99% · CORE · VALID
Interest-income growth 90th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
32.31% · CORE · VALID
Cash and equivalents 85th Own-history percentile · N=20
Evidence method Level · gp.fundamentals.cash
$526.5M · CORE · VALID
Sequential loan growth 75th Own-history percentile · N=20
Evidence method Sequential · gp.financial.loans
11.32% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 48 states Self-history eligible
Jun 30, 2021 5/5 normalized Level 3 Dec 31, 2021 5/5 normalized Level 3 Mar 31, 2022 5/5 normalized Level 3 Jun 30, 2022 5/5 normalized Level 3 Sep 30, 2022 5/5 normalized Level 3 Dec 31, 2022 5/5 normalized Level 3 Mar 31, 2023 5/5 normalized Level 3 Jun 30, 2023 5/5 normalized Level 3 Sep 30, 2023 5/5 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 5/5 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Decreased
Previous -0.16%
Current -0.62%
Delta -0.46% Earnings Growth Decreased
Previous -31.97%
Current -70.04%
Delta -38.07% Funding Cost Growth Decreased
Previous 294.76%
Current 273.99%
Delta -20.77% Interest Income Growth Increased
Previous 27.12%
Current 32.31%
Delta 5.19% Liquidity Increased
Previous $175.1M
Current $526.5M
Delta $351.4M Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.