Research / HBNC / Fundamental state Inspectable configuration
State dimensions Filing 0000706129-23-000103 Bank
Sequential deposit growth 30th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
0.13% · CORE · VALID
Net-income growth 0th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
-24.52% · CORE · VALID
Interest-expense growth 95th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
572.83% · CORE · VALID
Interest-income growth 90th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
33.52% · CORE · VALID
Cash and equivalents 75th Own-history percentile · N=20
Evidence method Level · gp.fundamentals.cash
$229.0M · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 48 states Self-history eligible
Jun 30, 2021 5/5 normalized Level 3 Dec 31, 2021 5/5 normalized Level 3 Mar 31, 2022 5/5 normalized Level 3 Jun 30, 2022 5/5 normalized Level 3 Sep 30, 2022 5/5 normalized Level 3 Dec 31, 2022 5/5 normalized Level 3 Mar 31, 2023 5/5 normalized Level 3 Jun 30, 2023 5/5 normalized Level 3 Sep 30, 2023 5/5 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 5/5 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Increased
Previous -2.66%
Current 0.13%
Delta 2.79% Earnings Growth Decreased
Previous -22.64%
Current -24.52%
Delta -1.88% Funding Cost Growth Decreased
Previous 579.14%
Current 572.83%
Delta -6.30% Interest Income Growth Decreased
Previous 37.86%
Current 33.52%
Delta -4.34% Liquidity Increased
Previous $134.7M
Current $229.0M
Delta $94.3M Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.