Research / HBNC / Fundamental state Inspectable configuration
State dimensions Filing 0000706129-23-000034 Bank
Sequential deposit growth 35th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
0.46% · CORE · VALID
Net-income growth 20th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
7.25% · CORE · VALID
Interest-expense growth 90th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
99.48% · CORE · VALID
Interest-income growth 45th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
18.02% · CORE · VALID
Cash and equivalents 70th Own-history percentile · N=20
Evidence method Level · gp.fundamentals.cash
$123.5M · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 48 states Self-history eligible
Jun 30, 2021 5/5 normalized Level 3 Dec 31, 2021 5/5 normalized Level 3 Mar 31, 2022 5/5 normalized Level 3 Jun 30, 2022 5/5 normalized Level 3 Sep 30, 2022 5/5 normalized Level 3 Dec 31, 2022 5/5 normalized Level 3 Mar 31, 2023 5/5 normalized Level 3 Jun 30, 2023 5/5 normalized Level 3 Sep 30, 2023 5/5 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 5/5 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Increased
Previous -0.25%
Current 0.46%
Delta 0.71% Earnings Growth Increased
Previous 3.25%
Current 7.25%
Delta 4.00% Funding Cost Growth Decreased
Previous 122.83%
Current 99.48%
Delta -23.35% Interest Income Growth Decreased
Previous 23.91%
Current 18.02%
Delta -5.89% Liquidity Increased
Previous $109.7M
Current $123.5M
Delta $13.8M Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.