Research / CZWI / Fundamental state Inspectable configuration
State dimensions Filing 0001367859-22-000069 Bank
Sequential deposit growth 15th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
-1.48% · CORE · VALID
Net-income growth 80th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
67.12% · CORE · VALID
Interest-expense growth 10th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
-27.35% · CORE · VALID
Interest-income growth 25th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
-0.76% · CORE · VALID
Cash and equivalents 65th Own-history percentile · N=20
Evidence method Level · gp.fundamentals.cash
$47.7M · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 60 states Self-history eligible
Sep 30, 2021 5/5 normalized Level 3 Dec 31, 2021 5/5 normalized Level 3 Mar 31, 2022 5/5 normalized Level 3 Jun 30, 2022 5/5 normalized Level 3 Sep 30, 2022 5/5 normalized Level 3 Dec 31, 2022 5/5 normalized Level 3 Mar 31, 2023 5/5 normalized Level 3 Jun 30, 2023 5/5 normalized Level 3 Sep 30, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 5/5 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Decreased
Previous 2.70%
Current -1.48%
Delta -4.18% Earnings Growth Increased
Previous 43.59%
Current 67.12%
Delta 23.53% Funding Cost Growth Decreased
Previous -24.84%
Current -27.35%
Delta -2.51% Interest Income Growth Decreased
Previous 6.29%
Current -0.76%
Delta -7.05% Liquidity Decreased
Previous $102.3M
Current $47.7M
Delta -$54.7M Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.