Research / CZWI / Fundamental state Inspectable configuration
State dimensions Filing 0001367859-23-000145 Bank
Sequential deposit growth 45th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
0.58% · CORE · VALID
Net-income growth 5th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
-37.44% · CORE · VALID
Interest-expense growth 90th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
175.59% · CORE · VALID
Interest-income growth 65th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
21.23% · CORE · VALID
Cash and equivalents 15th Own-history percentile · N=20
Evidence method Level · gp.fundamentals.cash
$32.5M · CORE · VALID
Sequential loan growth 85th Own-history percentile · N=20
Evidence method Sequential · gp.financial.loans
19.61% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 60 states Self-history eligible
Sep 30, 2021 5/5 normalized Level 3 Dec 31, 2021 5/5 normalized Level 3 Mar 31, 2022 5/5 normalized Level 3 Jun 30, 2022 5/5 normalized Level 3 Sep 30, 2022 5/5 normalized Level 3 Dec 31, 2022 5/5 normalized Level 3 Mar 31, 2023 5/5 normalized Level 3 Jun 30, 2023 5/5 normalized Level 3 Sep 30, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 5/5 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Decreased
Previous 1.94%
Current 0.58%
Delta -1.36% Earnings Growth Decreased
Previous -26.57%
Current -37.44%
Delta -10.87% Funding Cost Growth Decreased
Previous 273.19%
Current 175.59%
Delta -97.61% Interest Income Growth Decreased
Previous 24.39%
Current 21.23%
Delta -3.16% Liquidity Decreased
Previous $43.0M
Current $32.5M
Delta -$10.4M Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.