GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

CZWI · Dec 31, 2022

Citizens Community Bancorp Inc.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001367859-23-000077Bank
Sequential deposit growth20thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

-0.67% · CORE · VALID

Net-income growth15thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

-16.48% · CORE · VALID

Interest-expense growth75thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

25.66% · CORE · VALID

Interest-income growth45thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

8.37% · CORE · VALID

Cash and equivalents25thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$35.4M · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History60 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
2.44%
Current
-0.67%
Delta
-3.11%
Earnings Growth Increased
Previous
-20.09%
Current
-16.48%
Delta
3.61%
Funding Cost Growth Decreased
Previous
40.81%
Current
25.66%
Delta
-15.16%
Interest Income Growth Decreased
Previous
11.03%
Current
8.37%
Delta
-2.66%
Liquidity Increased
Previous
$29.4M
Current
$35.4M
Delta
$6.0M
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.