Research / CZWI / Fundamental state Inspectable configuration
State dimensions Filing 0001367859-24-000046 Bank
Sequential deposit growth 80th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
3.11% · CORE · VALID
Net-income growth 15th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
-26.47% · CORE · VALID
Interest-expense growth 85th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
175.55% · CORE · VALID
Interest-income growth 65th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
21.40% · CORE · VALID
Cash and equivalents 25th Own-history percentile · N=20
Evidence method Level · gp.fundamentals.cash
$37.1M · CORE · VALID
Sequential loan growth 65th Own-history percentile · N=20
Evidence method Sequential · gp.financial.loans
0.94% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 60 states Self-history eligible
Sep 30, 2021 5/5 normalized Level 3 Dec 31, 2021 5/5 normalized Level 3 Mar 31, 2022 5/5 normalized Level 3 Jun 30, 2022 5/5 normalized Level 3 Sep 30, 2022 5/5 normalized Level 3 Dec 31, 2022 5/5 normalized Level 3 Mar 31, 2023 5/5 normalized Level 3 Jun 30, 2023 5/5 normalized Level 3 Sep 30, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 5/5 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Increased
Previous 0.58%
Current 3.11%
Delta 2.53% Earnings Growth Increased
Previous -37.44%
Current -26.47%
Delta 10.97% Funding Cost Growth Decreased
Previous 175.59%
Current 175.55%
Delta -0.03% Interest Income Growth Increased
Previous 21.23%
Current 21.40%
Delta 0.17% Liquidity Increased
Previous $32.5M
Current $37.1M
Delta $4.6M Loan Growth Decreased
Previous 19.61%
Current 0.94%
Delta -18.67% Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.