GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

CZWI · Mar 31, 2023

Citizens Community Bancorp Inc.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001367859-23-000095Bank
Sequential deposit growth50thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

0.85% · CORE · VALID

Net-income growth10thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

-22.18% · CORE · VALID

Interest-expense growth100thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

211.36% · CORE · VALID

Interest-income growth80thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

27.95% · CORE · VALID

Cash and equivalents70thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$65.1M · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History60 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
-0.67%
Current
0.85%
Delta
1.52%
Earnings Growth Decreased
Previous
-16.48%
Current
-22.18%
Delta
-5.70%
Funding Cost Growth Increased
Previous
25.66%
Current
211.36%
Delta
185.71%
Interest Income Growth Increased
Previous
8.37%
Current
27.95%
Delta
19.57%
Liquidity Increased
Previous
$35.4M
Current
$65.1M
Delta
$29.7M
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.