GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

OVLY · Sep 30, 2021

Oak Valley Bancorp. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001437749-21-026156Bank
Sequential deposit growth80thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

5.37% · CORE · VALID

Net-income growth50thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

21.50% · CORE · VALID

Interest-expense growth35thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

-9.85% · CORE · VALID

Interest-income growth80thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

15.47% · CORE · VALID

Cash and equivalents100thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$682.1M · CORE · VALID

Sequential loan growth5thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

-7.47% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History61 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
6.37%
Current
5.37%
Delta
-1.00%
Earnings Growth Decreased
Previous
53.43%
Current
21.50%
Delta
-31.92%
Funding Cost Growth Increased
Previous
-15.36%
Current
-9.85%
Delta
5.51%
Interest Income Growth Increased
Previous
6.94%
Current
15.47%
Delta
8.52%
Liquidity Increased
Previous
$525.8M
Current
$682.1M
Delta
$156.3M
Loan Growth Increased
Previous
-8.29%
Current
-7.47%
Delta
0.82%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.