GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

OVLY · Mar 31, 2023

Oak Valley Bancorp. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001437749-23-014653Bank
Sequential deposit growth5thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

-2.49% · CORE · VALID

Net-income growth100thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

289.40% · CORE · VALID

Interest-expense growth100thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

86.42% · CORE · VALID

Interest-income growth100thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

78.52% · CORE · VALID

Cash and equivalents65thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$389.4M · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History61 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
-0.91%
Current
-2.49%
Delta
-1.58%
Earnings Growth Increased
Previous
40.18%
Current
289.40%
Delta
249.22%
Funding Cost Growth Increased
Previous
15.24%
Current
86.42%
Delta
71.18%
Interest Income Growth Increased
Previous
22.87%
Current
78.52%
Delta
55.65%
Liquidity Decreased
Previous
$429.6M
Current
$389.4M
Delta
-$40.2M
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.