GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

OVLY · Mar 31, 2022

Oak Valley Bancorp. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001437749-22-012316Bank
Sequential deposit growth15thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

-0.42% · CORE · VALID

Net-income growth0thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

-45.63% · CORE · VALID

Interest-expense growth50thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

3.40% · CORE · VALID

Interest-income growth0thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

-10.23% · CORE · VALID

Cash and equivalents90thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$669.2M · CORE · VALID

Sequential loan growth30thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

-0.11% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History61 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
6.22%
Current
-0.42%
Delta
-6.64%
Earnings Growth Decreased
Previous
19.36%
Current
-45.63%
Delta
-64.99%
Funding Cost Growth Increased
Previous
-15.78%
Current
3.40%
Delta
19.19%
Interest Income Growth Decreased
Previous
8.02%
Current
-10.23%
Delta
-18.24%
Liquidity Decreased
Previous
$778.3M
Current
$669.2M
Delta
-$109.0M
Loan Growth Increased
Previous
-1.21%
Current
-0.11%
Delta
1.10%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.