GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

OVLY · Jun 30, 2026

Oak Valley Bancorp. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 4[email protected]
Inspectable configuration

State dimensions

Filing0001437749-26-027900Bank
Sequential deposit growth20thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

-0.98% · CORE · VALID

Net-income growth25thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

-8.48% · CORE · VALID

Interest-income growth25thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

4.99% · CORE · VALID

Cash and equivalents15thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$194.8M · CORE · VALID

Sequential loan growth65thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

1.75% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History61 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
-0.67%
Current
-0.98%
Delta
-0.31%
Earnings Growth Decreased
Previous
0.23%
Current
-8.48%
Delta
-8.71%
Interest Income Growth Decreased
Previous
5.25%
Current
4.99%
Delta
-0.27%
Liquidity Decreased
Previous
$201.6M
Current
$194.8M
Delta
-$6.8M
Loan Growth Increased
Previous
0.28%
Current
1.75%
Delta
1.48%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Jun 30, 2025
Similarity
90%
Compared
5 dimensions
Coverage
100%
Liquidity 10.0 · Loan Growth 0.0 · Deposit Growth 20.0 · Earnings Growth 5.0 · Interest Income Growth 5.0
Dec 31, 2024
Similarity
89%
Compared
4 dimensions
Coverage
80%
Liquidity 0.0 · Deposit Growth 20.0 · Earnings Growth 10.0 · Interest Income Growth 5.0
Sep 30, 2020
Similarity
86%
Compared
5 dimensions
Coverage
100%
Liquidity 15.0 · Loan Growth 5.0 · Deposit Growth 5.0 · Earnings Growth 25.0 · Interest Income Growth 10.0
Mar 31, 2024
Similarity
83%
Compared
4 dimensions
Coverage
80%
Liquidity 20.0 · Deposit Growth 5.0 · Earnings Growth 20.0 · Interest Income Growth 20.0
Jun 30, 2019
Similarity
82%
Compared
5 dimensions
Coverage
100%
Liquidity 10.0 · Loan Growth 25.0 · Deposit Growth 15.0 · Earnings Growth 15.0 · Interest Income Growth 20.0
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.