GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

OVLY · Jun 30, 2022

Oak Valley Bancorp. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001437749-22-020312Bank
Sequential deposit growth50thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

2.96% · CORE · VALID

Net-income growth25thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

7.53% · CORE · VALID

Interest-expense growth45thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

-5.79% · CORE · VALID

Interest-income growth60thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

10.04% · CORE · VALID

Cash and equivalents80thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$499.9M · CORE · VALID

Sequential loan growth90thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

5.76% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History61 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
-0.42%
Current
2.96%
Delta
3.38%
Earnings Growth Increased
Previous
-45.63%
Current
7.53%
Delta
53.15%
Funding Cost Growth Decreased
Previous
3.40%
Current
-5.79%
Delta
-9.20%
Interest Income Growth Increased
Previous
-10.23%
Current
10.04%
Delta
20.27%
Liquidity Decreased
Previous
$669.2M
Current
$499.9M
Delta
-$169.3M
Loan Growth Increased
Previous
-0.11%
Current
5.76%
Delta
5.87%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.