GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

NIC · Mar 31, 2021

NICOLET BANKSHARES INC. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001174850-21-000029Bank
Sequential deposit growth13thOwn-history percentile · N=8
Evidence method

Sequential · gp.financial.deposits

-0.25% · CORE · VALID

Net-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.fundamentals.net_income

72.80% · CORE · NOT_ENOUGH_HISTORY

Interest-expense growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.financial.interest_expense

-43.64% · CORE · NOT_ENOUGH_HISTORY

Interest-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.financial.interest_income

-0.34% · CORE · NOT_ENOUGH_HISTORY

Cash and equivalents67thOwn-history percentile · N=9
Evidence method

Level · gp.fundamentals.cash

$735.9M · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History30 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
5.32%
Current
-0.25%
Delta
-5.57%
Earnings Growth Increased
Previous
10.03%
Current
72.80%
Delta
62.77%
Funding Cost Growth Decreased
Previous
-11.75%
Current
-43.64%
Delta
-31.89%
Interest Income Growth Decreased
Previous
7.66%
Current
-0.34%
Delta
-8.00%
Liquidity Decreased
Previous
$802.9M
Current
$735.9M
Delta
-$67.0M
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.