GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

NIC · Sep 30, 2021

NICOLET BANKSHARES INC. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001174850-21-000078Bank
Sequential deposit growth100thOwn-history percentile · N=10
Evidence method

Sequential · gp.financial.deposits

37.82% · CORE · VALID

Net-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.fundamentals.net_income

-56.78% · CORE · NOT_ENOUGH_HISTORY

Interest-expense growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.financial.interest_expense

-24.48% · CORE · NOT_ENOUGH_HISTORY

Interest-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.financial.interest_income

3.95% · CORE · NOT_ENOUGH_HISTORY

Cash and equivalents100thOwn-history percentile · N=11
Evidence method

Level · gp.fundamentals.cash

$1.4B · CORE · VALID

Sequential loan growthRAWCurrent state valid · history insufficient
Evidence method

Sequential · gp.financial.loans

25.36% · CORE · NOT_ENOUGH_HISTORY

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History30 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
0.99%
Current
37.82%
Delta
36.84%
Earnings Growth Decreased
Previous
35.66%
Current
-56.78%
Delta
-92.44%
Funding Cost Growth Increased
Previous
-49.29%
Current
-24.48%
Delta
24.81%
Interest Income Growth Increased
Previous
3.84%
Current
3.95%
Delta
0.11%
Liquidity Increased
Previous
$792.4M
Current
$1.4B
Delta
$558.2M
Loan Growth Increased
Previous
8.91%
Current
25.36%
Delta
16.46%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.