GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

NIC · Mar 31, 2024

NICOLET BANKSHARES INC. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001174850-24-000025Bank
Sequential deposit growth16thOwn-history percentile · N=19
Evidence method

Sequential · gp.financial.deposits

-0.45% · CORE · VALID

Interest-expense growth59thOwn-history percentile · N=17
Evidence method

Yoy · gp.financial.interest_expense

34.48% · CORE · VALID

Interest-income growth53thOwn-history percentile · N=17
Evidence method

Yoy · gp.financial.interest_income

19.06% · CORE · VALID

Cash and equivalents45thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$427.4M · CORE · VALID

Sequential loan growth20thOwn-history percentile · N=15
Evidence method

Sequential · gp.financial.loans

0.68% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History30 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
0.21%
Current
-0.45%
Delta
-0.66%
Funding Cost Growth Decreased
Previous
316.25%
Current
34.48%
Delta
-281.77%
Interest Income Growth Decreased
Previous
39.77%
Current
19.06%
Delta
-20.71%
Liquidity Decreased
Previous
$491.4M
Current
$427.4M
Delta
-$64.0M
Loan Growth Decreased
Previous
1.85%
Current
0.68%
Delta
-1.17%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.