GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

NIC · Dec 31, 2023

NICOLET BANKSHARES INC. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001174850-24-000010Bank
Sequential deposit growth33thOwn-history percentile · N=18
Evidence method

Sequential · gp.financial.deposits

0.21% · CORE · VALID

Net-income growth13thOwn-history percentile · N=16
Evidence method

Yoy · gp.fundamentals.net_income

-34.74% · CORE · VALID

Interest-expense growth81thOwn-history percentile · N=16
Evidence method

Yoy · gp.financial.interest_expense

316.25% · CORE · VALID

Interest-income growth56thOwn-history percentile · N=16
Evidence method

Yoy · gp.financial.interest_income

39.77% · CORE · VALID

Cash and equivalents55thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$491.4M · CORE · VALID

Sequential loan growth50thOwn-history percentile · N=14
Evidence method

Sequential · gp.financial.loans

1.85% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History30 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
-0.23%
Current
0.21%
Delta
0.44%
Earnings Growth Decreased
Previous
-7.30%
Current
-34.74%
Delta
-27.43%
Funding Cost Growth Decreased
Previous
397.02%
Current
316.25%
Delta
-80.77%
Interest Income Growth Decreased
Previous
41.24%
Current
39.77%
Delta
-1.47%
Liquidity Decreased
Previous
$545.9M
Current
$491.4M
Delta
-$54.4M
Loan Growth Increased
Previous
0.26%
Current
1.85%
Delta
1.59%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.