GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

NIC · Jun 30, 2023

NICOLET BANKSHARES INC. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001174850-23-000029Bank
Sequential deposit growth56thOwn-history percentile · N=16
Evidence method

Sequential · gp.financial.deposits

3.90% · CORE · VALID

Net-income growth21thOwn-history percentile · N=14
Evidence method

Yoy · gp.fundamentals.net_income

-5.80% · CORE · VALID

Interest-expense growth93thOwn-history percentile · N=14
Evidence method

Yoy · gp.financial.interest_expense

643.31% · CORE · VALID

Interest-income growth71thOwn-history percentile · N=14
Evidence method

Yoy · gp.financial.interest_income

54.65% · CORE · VALID

Cash and equivalents61thOwn-history percentile · N=18
Evidence method

Level · gp.fundamentals.cash

$505.2M · CORE · VALID

Sequential loan growth0thOwn-history percentile · N=12
Evidence method

Sequential · gp.financial.loans

-0.02% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History30 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
-6.32%
Current
3.90%
Delta
10.22%
Earnings Growth Increased
Previous
-136.82%
Current
-5.80%
Delta
131.03%
Funding Cost Growth Decreased
Previous
643.51%
Current
643.31%
Delta
-0.20%
Interest Income Growth Increased
Previous
50.86%
Current
54.65%
Delta
3.79%
Liquidity Increased
Previous
$114.2M
Current
$505.2M
Delta
$391.0M
Loan Growth Decreased
Previous
0.70%
Current
-0.02%
Delta
-0.72%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.