Research / UBCP / Fundamental state Inspectable configuration
State dimensions Filing 0001104659-21-104171 Bank
Sequential deposit growth 5th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
-0.64% · CORE · VALID
Net-income growth 65th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
30.45% · CORE · VALID
Interest-expense growth 5th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
-52.63% · CORE · VALID
Interest-income growth 5th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
-10.30% · CORE · VALID
Cash and equivalents 95th Own-history percentile · N=20
Evidence method Level · gp.fundamentals.cash
$86.3M · CORE · VALID
Sequential loan growth 65th Own-history percentile · N=20
Evidence method Sequential · gp.financial.loans
2.00% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 59 states Self-history eligible
Sep 30, 2021 6/6 normalized Level 3 Dec 31, 2021 3/3 normalized Level 3 Mar 31, 2022 6/6 normalized Level 3 Jun 30, 2022 6/6 normalized Level 3 Sep 30, 2022 6/6 normalized Level 3 Dec 31, 2022 6/6 normalized Level 3 Mar 31, 2023 6/6 normalized Level 3 Jun 30, 2023 6/6 normalized Level 3 Sep 30, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 5/5 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 4/4 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Decreased
Previous 5.40%
Current -0.64%
Delta -6.04% Earnings Growth Increased
Previous 20.84%
Current 30.45%
Delta 9.61% Funding Cost Growth Increased
Previous -54.01%
Current -52.63%
Delta 1.38% Interest Income Growth Increased
Previous -16.82%
Current -10.30%
Delta 6.52% Liquidity Decreased
Previous $97.1M
Current $86.3M
Delta -$10.7M Loan Growth Increased
Previous 1.64%
Current 2.00%
Delta 0.36% Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.